The Shift to Secured Credit: How Soaring Valuations Are Driving the Gold Loan Surge

The global lending landscape is witnessing a structural shift as gold loans emerge as one of the fastest-growing segments in retail finance. Historically viewed as a last-resort option for emergency cash, borrowing against gold has evolved into a strategic credit instrument for diverse income groups. This expansion is primarily anchored by buoyant international gold prices, which have significantly increased the collateral value of pledged ornaments and bullion.

Reference - https://www.marketresearchfuture.com/reports/gold-loan-market-24606